SYNERGY IN THE REGULATION OF STOCK, CREDIT, CURRENCY AND INSURANCE SEGMENTS OF THE FINANCIAL ARCHITECTURE OF NATIONAL ECONOMY

The article examines the financial architecture in the context of systemic and functional approaches that together constitute the synergetic approach. The functional approach is based on the concept of function for each component of the financial architecture towards the system in general, i.e., a major contribution made by each component in its development. It is proven that specific properties regarding the unity of general, universal nature and functional importance are implemented for each of the elements or corresponding subsystems of a particular system. The process approach allows analyzing systemic identification, management of existing processes and especially systems for managing the interaction of the given processes. The use of the approaches introduced in the article comprehensively and in close relationship with defined hypotheses allowed us to develop the concept of regulating the development of the financial architecture of national economy. Following the research results, we can conclude: one has developed and substantiated a complex of hypotheses, allowing making assumptions for each hypothesis, appropriate provisions for their proof and consequences of using hypotheses. Such an idea of hypotheses allows correctly defining the concept of conducted research and determining the key points of proving. One has stipulated a set of principles and grounded conceptual approaches, allowing identifying the particularities of implementing the principles using various approaches that represent a methodological basis for the development of the efficient concept of regulating the evolution of the financial architecture of national economy. It is substantiated that, in the context of the financial crisis and globalization of national economy, concepts should be practice-ori-ented because the financial market requires tougher regulation. One concludes that the developed concept of financial architecture regulation has a range of advantages: the concept is based on two hypotheses, the proof of which allows defining its practical basis consisting of the set of mechanisms for financial architecture regulation; it is based on relevant scientific and methodological approaches to research, namely the synergetic one allowing representing the self-organizing component of the financial architecture and its elements; the offered concept allows conducting the efficient regulation of financial architecture segments of national economy and their interaction in the context of financial globalization. Concept implementation tools include complex mechanisms: adaptation of the financial architecture and its components to environmental changes; internal regulation (of individual components of the financial architecture and its interaction areas).


INTRODUCTION
The financial support of national economy is impossible without the efficiently functioning and well-developed financial architecture that, in the entirety of potential participants, can adaptively respond to emerging needs of different recipients of financial resources, not provoke but smooth out challenges of globalization breakthroughs in a certain manner. In this regard, the assessment of the possible potential of the adaptive 86 DOI: 10.55643/fcaptp.2. 43.2022.3689 response of the financial architecture of national economy in the process of its passing through various stages of globalization and disbalances (different external or internal shocks), such as crisis states, recovery, economic growth, is quite a relevant subject of scientific research.

ANALYSIS OF RESEARCH AND STATEMENT OF THE PROBLEM.
Various theoretical and methodological aspects of the development of the financial architecture of economic systems are

RESEARCH RESULTS
Let's review the financial architecture in the context of systemic and functional approaches that together constitute the synergetic approach [1]. The systemic approach is based on the study of the object, namely the financial architecture of national economy, from the position of a corresponding system, consisting of constituent elements and relations between them. In other words, the financial architecture of national economy is considered as a system of components of the financial architecture, which are in constant interaction with each other (Figure 1). The use of the systemic approach in our research allows better investigating each component of the financial architecture and exploring the relationship between these components. The functional approach is based on the concept of function for each component of the financial architecture towards the system in general, i.e., a major contribution made by each component in its development. So, specific properties regarding the unity of general, universal nature and functional importance are implemented for each of the elements or corresponding subsystems of a particular system. Following this approach, it is reasonable to consider the financial architecture of national economy as a particular complex consisting of four subsystems, each having numerous specific functions that do not intersect each other ( Figure 2).  The given subsystem for achieving goals implies the accounting to ensure the internal development of the financial architecture of national economy and the external impact in order to elaborate the goal for the strategic development of the financial architecture.
The subsystem of the given approach to the adaptation performs functions of the impact of two exogenous groups of factors: national and global economy, which results in the adaptation of the financial architecture to external challenges.
Consequently, the integration subsystem takes into account functions of supporting both particular integration processes between the given components of the financial architecture of national economy and the integration process between certain subsystems. A positive result for successful integration is the stability of financial architecture functioning, the elements of which are in constant interaction while corresponding regulating efforts of the country at all segments of the financial architecture take place in the context of implementing their functions, a corresponding function totally complies with the goal of not only individual elements but also the financial architecture in general.
The subsystem of latency implies the implementation of the function aimed at the individual functioning of each subsystem of the financial architecture of national economy.
Accordingly, the process approach allows analyzing systemic identification, management of existing processes and especially systems for managing the interaction of the given processes. To consider the financial architecture of national economy based on the process approach, one should examine dynamic processes taking place at a corresponding element of the financial architecture [2][3][4][5]. The given analysis of elements of the financial architecture allows designing a scheme of the functioning of the financial architecture of national economy based on this approach (Figure 3).     The systemization of the complex of approaches and principles of regulating the development of the financial architecture of national economy is shown in Figure 5.
Following the research results, we can conclude: one has developed and substantiated a complex of hypotheses, allowing making assumptions for each hypothesis, appropriate provisions for their proof and consequences of using hypotheses. Such an idea of hypotheses allows correctly defining the concept of conducted research and determining the key points of proving. One has stipulated a set of principles and grounded conceptual approaches, allowing identifying the particularities of implementing the principles using various approaches that represent a methodological basis for the development of the efficient concept of regulating the evolution of the financial architecture of national economy.
The proof of hypotheses and the identification of principles and approaches to developing the concept of regulating the development of the financial architecture of national economy allow us to define a range of methodological provisions: Concerning outlines of the financial architecture regulation. The financial architecture of national economy has two outlines for its regulation: internal and external, and its condition is a crucial result for their common effect. The efficiency of regulation directly depends on the most appropriate correlation between defined regulation institutions. Thus, the internal regulation is based on the regulation of particular market segments and their interaction; the key external regulation is generally focused on the process of adapting the financial architecture of national economy and its components to dynamic changes in the volatile external environment [6; 7].
Concerning elements of the financial architecture of national economy. Each given component of the financial architecture (stock, currency, credit and insurance ones) has properties for the whole financial architecture, and it should be subject to a methodological provision for determining internal and external centers of regulation. The complexity and integrity of components of the financial architecture of national economy is defined by a certain interaction between corresponding regulation centers at the level of financial architecture components.
Concerning self-organization, self-development and gradual adaptation of elements of the financial architecture of national economy. The development of the financial architecture of national economy is subject to general principles of self-organization, self-development and adaptation. In the context of the synergetic approach implementation, the prompt development of individual elements of the financial architecture without external factors is defined by selforganization principles and its natural evolution. The self-development principle is implemented by establishing the interaction between elements of the financial architecture of national economy. Consequently, the transparency of the financial architecture makes it necessary to apply the principle of adaptation, i.e., immediate adaptation to various fluctuations.
Methodological aspects of regulating the development of the financial architecture of national economy. The financial architecture of national economy is a system that should be regulated both comprehensively and due to its particular elements. The regulation efficiency primarily depends on the level of development and interaction of financial architecture components and external destabilizing impacts of different external segments of the financial architecture, which affect the advancement of the regulation system to the adaptation process.
Concerning the efficiency and stability of the financial architecture of national economy. The financial architecture is a complex system that remains stable if all elements of the financial architecture seamlessly evolve and stay in close interaction. In accordance with the management theory, negative aspects of the financial architecture are related to the activity of the weakest subsystem. Therefore, the absence of proper seamless development will affect the performance of the whole financial architecture.
Methodological aspects of establishing the efficient interaction between the national and international financial architecture of national economy. The national financial architecture is a crucial component of the international financial architecture, which strives for the sustainable growth in the context of such architecture. This methodological basis correlates in a certain manner to the previous ones, as the beneficial harmonious development of the financial architecture of national economy along with the evolution of other financial architecture components will encourage the stabilization of the world's financial architecture.
The methodological basis concerning the complex of interrelated mechanisms for its regulation. External and internal outlines of financial architecture regulation have a similar nature and should be subject to specific principles, being implemented due to the complex of interrelated mechanisms that are homogeneous in terms of the structural and functional component and different in terms of the strategic focus. Accordingly, internal regulation mechanisms are directly subject to particular principles of self-organization and self-development of financial architecture components while external regulation mechanisms are focused on the adaptation of all financial architecture components to changes in the dynamic external environment. These three mechanisms represent a general mechanism for financial architecture regulation.
The methodological basis concerning the establishment of the parity of social and economic interests of components of the financial architecture of national economy. The efficient regulation in the internal outline of the financial architecture (regulation of the development of components and their interaction) is the regulation ensuring the parity of social and economic interests of all given components of the financial architecture of national economy. If such an efficient regulation is absent, it is impossible to harmonize the development of all financial architecture components and ensure the sustainable growth at the level of the whole financial architecture as an integral complex system.
The methodological basis concerning prospects of the state regulation of the development of the financial architecture of national economy. The state regulation, depending on particularities of financial architecture functioning, can be also implemented on the principles of banking and stock segments. A specific feature of the development of the financial architecture of national economy is the fact that it initially belongs to complex systems targeted at the credit sector. Therefore, to enhance the state regulation efficiency, it is reasonable to take regulatory actions in a defined credit sector compared to the stock one. So, the state regulation should primarily focus on the enhancement of the competitive environment and the increase in the level of financial architecture steadiness [8][9][10].
According to the above-mentioned methodological aspects, principles, approaches and hypotheses about the concept of regulating the development of the financial architecture of national economy, a proper regulation mechanism can be an efficient tool for implementing this concept. Taking into account that the efficient regulation of the financial architecture of national economy is aimed at gaining an appropriate development level based on sustainability, mechanisms for establishing the structure of the regulation concept should have a clear compensatory or supporting effect.
Thus, the mechanism for regulating the financial architecture of national economy is a complex of viable elements: mechanisms for ensuring the process of self-organization, self-development and adaptation that enable in a certain way the development of efficient regulatory measures aimed at providing the efficient functioning, taking into account internal factors involved in financial architecture components, particularities of their mutual influence, external disproportions in the external financial environment.
Let's imagine the key forces that have a destructive impact of the process of developing elements of the financial architecture of national economy. Hence, the following forces affect the development of particular components of the financial 91 architecture of national economy ( Figure 6).
Interaction forces (F2) are formed under the influence of other different components of the financial architecture of national economy. The impact of these forces depends on the level of integration between financial architecture components and is expressed in the context of the influence of indicator changes in one of the components on the dynamics and indicators in other components. These forces have a two-way trajectory: except for the direct impact on the component of the financial architecture of national economy, financial architecture components also affect its other components. Thus, the effect in different sides is not compensated by appropriate means, which is stipulated by time measurements of the impact between components of the financial architecture of national economy.
External environment forces (F3) are formed on international markets and affect both the whole financial architecture of national economy and its components. Powerful external forces include forces related to changing trends in world's developed financial architectures.
The complex impact on the financial architecture of national economy that can result in the disturbance of the development level is characterized by the given three forces:

Internal forces
Market segment

Financial market
Interaction forces

External enviroment forces
Global market  In the context of the financial crisis and globalization of national economy, concepts should be practice-oriented because the financial market requires tougher regulation. The article offers conceptual provisions for regulating the development of the financial architecture of Ukrainian economy (Figure 8).

External environment
Goal: to establish a system of views on the process of regulating the financial architecture and its segments, taking into account globalization conditions, by developing efficient regulation mechanisms to gain the sustainable development of the financial architecture and its components